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Press Release

A.M. Best Affirms Medical Protective Ratings and Stability; Financial Stability and Leading Defense Provide Strength for Doctors

April 08, 2005

FT. WAYNE, Ind.--(BUSINESS WIRE)--April 8, 2005--A.M. Best has affirmed its "A-" rating and Stable Outlook of Medical Protective Co., a subsidiary of GE Insurance Solutions Corporation. Medical Protective also holds an "A" counterparty credit and financial strength rating from Standard & Poor's Ratings Services.

A.M. Best defines the Stable Outlook as "an indication that a company is experiencing stable financial/market trends and that there is a low likelihood that its rating will change in the near term."

"The A.M. Best and S&P announcements are another validation of our disciplined approach and our focus on our doctors," said Rick Smith, President and Chief Operating Officer of GE Insurance Solutions. "Medical Protective continues to lead the primary medical malpractice segment with the strongest financial strength, underwriting discipline, claims defense and risk management solutions. The company continues to be a tremendous success story in what has been a very challenged medical malpractice market."

"Today's primary health care provider is looking for financial strength and stability, and for an aggressive and proactive defense of their assets and reputations," said Tim Kenesey, President and CEO of Medical Protective. "With A.M. Best's financial rating affirmation, Medical Protective remains the only primary medical professional liability carrier with ratings of 'A' Stable Outlook from S&P and 'Excellent' Stable Outlook from A.M. Best. This financial strength, combined with our continued industry-leading claims defense of our doctors and risk management programs, provides peace of mind and stability in an insurance segment riddled with company failures and exits."

Kenesey continued: "GE Insurance Solutions' Medical Protective has been protecting the assets and reputations of doctors for more than 100 years. Our longevity and successes are driven by our focus on health care providers who practice the type of medicine we understand in the jurisdictions we understand. By ensuring that we obtain the appropriate price for the risks we assume, we are able to maintain the long-term financial strength and winning claims results that our doctors count on. In fact, more doctors continue to put their trust in us than in any other carrier."

GE Insurance Solutions' Medical Protective has been protecting the assets and reputations of select physicians, dentists and other primary providers of healthcare for over 100 years. As the nation's first provider of medical professional liability insurance, Medical Protective today has over $750 million of gross written premiums, more than $2 billion in assets, and over 75,000 customers. Medical Protective is rated "A" (Strong) Stable Outlook by Standard & Poor's and "A-" (Excellent) Stable Outlook by A.M. Best. More information is available at www.gemedicalprotective.com.

GE Insurance Solutions (NYSE:GE) protects people, property and reputations. With more than $50 billion in combined assets, the GE Insurance Solutions group of companies is one of the world's leading providers of commercial insurance, reinsurance and risk management services. Combining deep practical risk expertise with GE's business acumen, our dedicated professionals in 28 offices around the globe help customers understand and manage risk more effectively. More information is available at www.geinsurancesolutions.com.

Contacts

GE Insurance Solutions
John Novaria, 816-448-7608
[email protected]

Jeff Wilson
GE Capital Corporate Finance
[email protected]
1-203-749-6340


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