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Please read the Important Terms and Conditions below.
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IMPORTANT TERMS AND CONDITIONS

Before submitting the application ("Application"), read the following. As used in this Application, the terms "we," "us," and "our" refer to GE Capital Financial, Inc., the Issuer of the GE Corporate plus® Visa® card, and its assigns; "Company" refers to the company identified in the Application; "you" and "your" refer to the Authorizing Officer who submits the Application. By submitting the Application, Company requests that we establish a GE Corporate plus® Visa® card account ("Account") and issue a GE Corporate plus® Visa® Credit Card ("Card") to you. The use of the Account and the Card will be governed, and Company and you hereby agree to be bound, by the terms and conditions of the GE Corporate plus® Card Agreement (the "Card Agreement") received with the Card, including without limitation the provision which states that Utah law governs the Card Agreement. Company and you represent and warrant that this Application and the Card Agreement are and will be legal, valid and binding obligations of Company and you, as applicable, and that you are and have been duly authorized to, execute and deliver the Application. Company and you further represent and warrant that all information provided in the Application and at any other time in connection with the Application or the Account are true and correct and acknowledge that we will rely on this information in connection with the issuance of the Card and the establishment and maintenance of the Account. Company consents to our investigation of its credit history, and authorizes us to obtain updated credit bureau reports on Company from time to time and to release information to, and respond to inquiries from, others (e.g., credit bureaus, our parent company, our affiliates, merchants and other financial institutions) regarding the existence, status and history of the Account.

NOTICE TO AUTHORIZING OFFICER: Your submission of the Application means that you and the Company are jointly and severally liable for repayment of the Account. By submitting the Application, you consent to our investigation of your credit history, and you authorize us to obtain updated credit bureau reports on you from time to time and to release information to, and respond to inquiries from, others (e.g., credit bureaus, our parent company and affiliates, merchants, and other financial institutions) regarding the existence, status and history of the Account. If you are a resident of New York, we will inform you, upon request, whether or not a consumer report was requested, and if so, the name and address of the consumer reporting agency that furnished the report.

ACCOUNT FOR BUSINESS OR COMMERCIAL PURPOSES ONLY: The Account will be opened in the name of Company. The Account is established only for the purpose of purchasing goods and/or services to be used for business or commercial purposes on behalf of Company. Company agrees not to use or permit anyone to use the Account to purchase goods, and/or services for personal, family or household purposes. In this regard, Company understands that Company's agreement not to use the Account for personal, family or household purposes means that important duties imposed upon us in certain consumer transactions, and important rights conferred upon a consumer pursuant to applicable federal and state laws, will not apply to the Account. Company also understands that we will be unable to determine whether any given purchase conforms to this commercial use restriction, and Company and you agree that a breach of this restriction will not affect our right to enforce Company's and, if applicable, your promise to pay for the credit extended on the Account, including related charges, or to use any legal remedy available to us even if that remedy would not have been available had the Account been established as a consumer credit account.

Notice to Ohio Residents: The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio civil rights commission administers compliance with this law.

GE Corporate plus® Revolving Visa® Credit Card
The following information is applicable to the GE Corporate plus® Visa® Credit Card:
Annual Percentage Rate (APR) for Purchases* Currently (as of March 24, 2000) 16.74% which may vary.
Variable Rate Information Your APR may vary. The rate is determined by adding a margin (10.5%) to the three (3) month London Interbank Offered Rate (LIBOR) as published in the Money Rates section of The Wall Street Journal on the 25th day of each month, or if not published on that day, on the most recent date of publication prior to that day, and will take effect with your next billing cycle. On March 24, 2000, the three (3) month LIBOR rate was 6.24%.
Grace Period for repayment of the balance for purchases You will have a minimum of twenty-five (25) days without a finance charge on new purchases if the total new balance is paid in full each month by the payment due date on your periodic billing statement.
Method for computing the balance for purchases Average daily balance (including new purchases).
Annual fees Based on the number of cards: 1-9 cards $45.00 per card, 10-99 cards $25.00 per card, 100+ cards $15.00 per card.
Transaction fee for cash advances and fees for paying late or exceeding the credit limit Transaction fee for cash advances: 3% of each cash advance (minimum $2.00, maximum $75.00)

Late payment fee: $29.00.
Over-the-limit fee: $23.00.

*Annual Percentage Rate (APR) for cash advances: a variable rate of the three (3) month LIBOR plus 13.5%, currently (as of March 24, 2000) 19.74%. The information about the costs of the Card(s) described in this application is accurate as of March 24, 2000. This information may have changed after that date. To find out what may have changed, please write to us at: GE Corporate plus Visa Card, P.O. Box 521290, Salt Lake City, UT 84152.


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